Posted by Meghan Weaver on Fri, Jul 02, 2010 @ 11:10 AM
Traditional dental insurance is predominately bought on a group basis through employers, associations, etc. Most plans have deductibles, annual procedural limits and require tedious claim forms (a major pain for both the insured and his or her dentist). Also, some plans have long waiting periods for major services and limitations on certain procedures (i.e. cosmetic procedures such as teeth whitening and veneers).
Discount dental plans are designed to provide major savings on members’ dental care needs. Since discount dental plans are not insurance, there are no limitations on cosmetic procedures, no claim forms, no waiting periods, no deductibles, no annual limits and memberships are activated immediately.
Traditional dental insurance is also largely unavailable to seniors once they’ve retired (typically at age 65) and no longer have access to dental benefits they had while employed. Many of these individuals are living well into their 80’s and therefore must endure 15-20 years of costly dentistry on fixed incomes. Discount dental plans are a wonderful way for seniors to save money on their dental care.
Discount dental plans are available directly to individuals, couples, families and seniors. Businesses and associations can also purchase discount dental plans on a group basis and provide them as an employee benefits. They’re an easy, affordable and flexible way for businesses to save money on valuable dental care for their employees.
Unlike many dental insurance plans, discount dental plans do not have a minimum participation policy and do not require employer contribution.
Universal Dental Plan is a discount dental plan and smart insurance alternative providing individuals, families, seniors and groups 20-50% discounts on all dental procedures via our robust network of Massachusetts dentists and specialists—all for an affordable monthly or annual membership rate.
If you’re a Massachusetts resident looking for a cost-effective solution to save on dentistry, visit our website at www.universaldentalplan.com to learn more and enroll today.
Posted by Meghan Weaver on Tue, Apr 06, 2010 @ 10:53 AM
Save 20-50% with a discount dental plan?
Being self-employed has many advantages and a few drawbacks too. Self-employed individuals get to pursue their passions and sit in the driver's seat as they navigate their companies towards success. However, they have to pay for their own health and dental care, which can get very expensive.
Fortunately, there is an option that helps self-employed individuals access affordable dental care-a discount dental plan. For a low monthly (or yearly) membership rates, discount dental plans provide members with deep point-of-service discounts on all procedures when performed by network dentists or specialists.
If you're self employed and don't have a dental plan, a discount dental plan could be a great option for you. You'll not only save money on your dental care, but your savings will be immediate since discount dental plans are not insurance and there are no waiting periods on any procedures.
Universal Dental Plan provides a member-based dental insurance alternative to the self-employed as well as others in Massachusetts who lack affordable options. With our plan there are:
- no deductibles
- no yearly maximums
- no waiting periods
- no age limitations
- no pre-existing conditions
- no claim forms
Visit our website at www.universaldentalplan.com, where you can learn more, join now and save.